BeniComp Group Getting the Full Benefits of your Flexible Spending Account FSA Reimbursement Accounts
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*note: this is only a partial list for your easy reference

Medical Reimbursement Account Plan Eligible Expenses List
Medical Reimbursement Account Plan Eligible Expenses Requiring Doctor’s Diagnosis and Recommendations
Medical Reimbursement Account Ineligible Expenses
Medical Reimbursement Account Plan Eligible Expenses List

• Acupuncture - if it is to treat a medical condition.
• Air Purifier - only if prescribed by a physician to treat a specific medical condition such as a severe allergy.
• Alcoholism - amount paid for inpatient treatment, including meals and lodging, at a therapeutic center for alcohol addiction.
• Ambulance
• Artificial limbs
• Artificial teeth
• Automobile modifications for physically handicapped person
• Band-Aids, gauze pads, home and car first aid kits
• Birth control pills - if available only by physician's prescription
• Blood pressure monitoring devices
• Braille books and magazines - only amount paid by visually impaired person, above the cost of regular printed material.
• Chiropractors’ fees - if for treatment of a specific medical condition.
• Christian Science practitioners’ fees - if payments are for medical care.
• Coinsurance
• Contraceptive prescriptions
• Co-payments
• Crutches
• Deductibles
• Dentists’ fees (for treatment other than cosmetic services)
• Dentures
• Denture Adhesive
• Diabetic supplies
• Diagnostic services
• Ear plugs - if prescribe by a physician for a specific medical condition.
• Eye exams, eyeglasses, and related equipment and materials
• Fees associated with organ donations
• Fees for the computer storage of medical records
• Fertility treatments - if the treatment impacts the participant or a dependent of the participant. Includes shots, treatment, and surgery.
• Flu shots
• Fluoridation device - amount should be limited to cost allocable to current plan year.
• Guide dog or other animal aide - amount paid for purchase, training, and care of animals used by a vision impaired or hearing impaired person.
• Gynecologists’ fees
• Health insurance deductibles (which are associated with specific costs)
• Hearing aids/batteries
• Hearing trained cat
• Hospital services
• Hypnosis for medical reasons
• Immunizations/vaccinations
• Incontinence supplies
• Insulin
• Laboratory fees
• Language training for child with dyslexia or disabled child
• Laser eye surgery
• Lead based paint removal - for the cost of removing lead-based paints from surfaces in the home to prevent a child who has or has had lead poisoning from eating the paint. These services must be in poor repair and with the child's reach. The cost of repainting is not a medical expense.
• Learning disability - amount paid to special school or specially-trained teacher, which is prescribed by physician, for a child who has severe learning disabilities caused by mental or physical impairments
• Legal fees associated with the commitment of a mentally ill person
• Medical conference admission and transportation to/from
• Medical monitoring and testing devices (e.g., blood pressure monitor, syringes, glucose kit, etc.)
• Medical services
• Medicines - if amounts are paid for physician-prescribed medicines and drugs.
• Mileage related specifically to an eligible medical visit
• Nicotine Gum or patches for stop-smoking purposes
• Norplant insertion or removal
• Nursing services
• Obstetrical fees
• Occlusal guards to prevent teeth grinding
• Orthodontics
• Orthopedic shoes
• Osteopath
• Ovulation monitor
• Oxygen - amount paid for oxygen and equipment for breathing problems caused by a medical condition.
• Physical exams - but not employment-related physicals
• Physical therapists’ fees
• Prescription drugs
• Prescription eyeglasses and/or contact lenses
• Psychiatrists’ fees
• Psychologists’ fees
• Psychotherapists’ fees
• Radial keratotomy
• Routine physicals
• Seeing-eye dog (purchase, training & care)
• Skilled nurses’ fees
• Smoking cessation treatments and prescriptions
• Speech therapists’ fees
• Sterilization fees
• Sunglasses - if they are prescription sunglasses
• Take home screening kits for colon cancer, hepatitis C and HIV
• Telephone for hearing impaired
• Therapy - amounts paid for therapy received as medical expenses may be deductible.
• Transplants - amounts paid for surgical, hospital, laboratory, and transportation expenses for organ donor.
• Treatment for substance addiction
• Transportation expenses - if for medical reasons and is reimbursed at 12 cents per mile.
• Vaccines
• Vasectomy
• Wheelchair
• X-ray fees - amounts paid for X-rays received for medical reasons.


Medical Reimbursement Account Plan Eligible Expenses Requiring Doctor’s Diagnosis and Recommendations

• Over-the-counter products other than insulin


Medical Reimbursement Account Ineligible Expenses

• Cosmetics
• Cosmetic Surgery
• Dancing Lessons
• Ear piercing
• Electrolysis
• Exercise Equipment or Programs
• Face Lifts
• Fitness/Weight Loss programs and drugs – Clarification Quantified
• Funeral expenses
• Hair Removal
• Hair Transplant
• Herbs and Herbal Treatments
• Illegal operations and treatments
• Marijuana or other controlled substances
• Massage Therapy to relieve stress or depression
• Maternity clothes
• Effective 1.1.2011, Over-the-counter (OTC) drugs and medicines, except insulin, will be considered ineligible expenses unless you have a prescription from your physician. The prescription must include the name of the specific product (i.e. Tylenol or ibuprofen, but not simply "pain medication"), and will be valid for one year from the date signed by the physician. A copy of the prescription must be submitted with each claim.
• Rogaine
• Teeth Whitening
• Varicose Vein/Spider Vein Treatments • Vitamins
• Weight-Loss Programs and/or Drugs