To develop the future of health insurance as a health solution.
To create innovative health insurance products that result in positive health change.
Spanning Three Generations
In 1962, Don Short started Short Associates, Inc. in Leo, Indiana as a sales organization providing Life and Health products, and later Property and Casualty services. Doug Short and his brother joined the business with their father in 1980, and Julie and Lindsay joined in 2009 and 2013 respectively.
Donald L. Short
Douglas J. Short
Julie (Short) Ramer
Senior Account Manager
Lindsay (Short) Wojnarowski
With Doug's primary focus being group medical insurance, he desired to grow the business by focusing on the administration of group medical products, so he and his father branded the health division as BeniComp, Inc. (abbreviated for "benefits" and "compensation"). In 1990, BeniComp continued its growth and became licensed to provide comprehensive Third-Party Administrative services for self-funded clients. Around 1995, BeniComp became a national third party administrator and launched a new executive medical reimbursement product called BeniComp Select. BeniComp is also the exclusive supplemental wellness and executive medical reimbursement administrator for two national insurance companies: Pan-American Life Insurance Group and Unified Life Insurance Company.
Patent-Pending Wellness Product
In the early 2000s, BeniComp moved its home office to Fort Wayne, Indiana and developed a wellness product, called "BeniComp Advantage," to add to its administrative services. This patent-pending product has received state Department of Insurance approval for sales distribution in most of the 50 states. BeniComp Advantage (BCA) links to employers and health plans (both fully-insured and self-funded) in order to encourage healthy lifestyle change among employees. BCA does this by implementing monetary incentives – at the deductible or premium level – that serve as motivation for employees to take control of their lifestyle and eliminate controllable claims from their employer’s health plan altogether. Combining knowledge of one’s personal markers with experienced preventive coaching and customized resources and tools is where BCA’s clients see great success and ROI.
BeniComp Advantage can be offered as an integrated product with IncentiCare, or as a stand alone product in conjunction with any other TPA or carrier.
Secure, Online Wellness Portal
The Future of Health Insurance
In 2014, BeniComp reached new heights as BeniComp Insurance Company. Taking decades worth of experience, BeniComp now offers TPAs a full ecosystem of innovative products, including our most powerful product ever: IncentiCare. Short for "incentives" and "healthcare", IncentiCare is a preventive insurance product that is built around the concept that "the future of health insurance is a health solution."
BeniComp has been featured in Forbes Magazine, Employee Benefit News, The Wall Street Journal, USA Today, Medscape and other publications for its innovative approach in providing solutions. BeniComp has been awarded the Best Business Practice of the Year by SHRM in 2007.